Financial

Free Rental Property Calculator

Cash flow, cap rate, and cash-on-cash return for a rental.

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Inputs

$
$
%
$
$

Result

Monthly cash flow

$103.27

Mortgage payment$1,596.73
Net operating income (yr)$20,400.00
Cap rate6.80%
Cash-on-cash return2.07%

Your result is ready.

Download your free detailed report — inputs, result, formula and explanation included.

Estimates only. Verify with a professional for consequential decisions.

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Short answer

Cash flow, cap rate, and cash-on-cash return for a rental.

What is the Rental Property Calculator?

Cash flow, cap rate, and cash-on-cash return for a rental.

How does the Rental Property Calculator work?

Enter the inputs above and read the result.

Formula

CF = Rent − Expenses − Debt Service

Variables

  • NOIRent − operating expenses
  • Cap rateNOI / Price
  • CoCAnnual CF / Cash invested

Explanation

Cap rate ignores financing; CoC measures return on cash invested.

Examples

Applications

    Advantages

      Limitations

        Common mistakes

          Tips

            Related concepts

            The Rental Property Calculator sits inside the Finance Calculators hub, in the budgeting & everyday money cluster. Household cash management and small money decisions. Understanding the terms below makes the output easier to interpret and easier to compare against neighbouring measures.

            cash flowsinking fundemergency buffernet worthdiscretionary spending

            Practical use cases and industry applications

            Understanding Rental Property

            Cash flow, cap rate, and cash-on-cash return for a rental. Within finance calculators, rental property belongs to the budgeting & everyday money cluster, where it shares terminology and assumptions with closely related tools.

            Learning how rental property is calculated

            Cap rate ignores financing; CoC measures return on cash invested. Working through the variables one at a time — NOI, Cap rate, CoC — makes the result reproducible by hand and easier to sanity-check.

            Using rental property to make a decision

            Because outputs depend on the assumptions you enter, run more than one scenario before committing to a figure.

            How rental property compares with related measures

            cash flow, sinking fund, emergency buffer, net worth all describe adjacent aspects of budgeting & everyday money. Comparing this calculator's output against those measures — using the related tools listed on this page — prevents a single metric from being read in isolation.

            Frequently asked questions

            Related calculators

            More budgeting & everyday money tools

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