Terms of Service

By accessing or using xyz calculatorz (the "Site") you agree to these Terms. If you do not agree, please do not use the Site.

1. Use of the Site and user responsibilities

We grant you a limited, non-exclusive, non-transferable licence to access and use the Site for personal and internal business purposes. You are responsible for:

• Entering accurate inputs and understanding the assumptions stated on each calculator.
• Verifying results before relying on them for any consequential decision.
• Ensuring your use complies with the laws of your jurisdiction.

2. Acceptable use

You agree not to:

• Scrape, mirror or systematically download content without written permission.
• Interfere with, disrupt or attempt to bypass security features or rate limits.
• Use automated means to submit inputs or generate advertising impressions or clicks.
• Reverse engineer, resell or misrepresent any part of the Site as your own.
• Upload or transmit malicious code, or use the Site to harass or defraud others.

We may suspend access for conduct that breaches these rules.

3. No professional advice

The calculators, formulas and explanations are provided for general informational purposes only and are not financial, legal, medical, tax or professional advice. See our full Disclaimer.

4. Intellectual property

All content, design, branding and code on the Site are owned by xyz calculatorz or its licensors and protected by copyright, trademark and other laws. You may quote short excerpts with attribution and a link back. Underlying mathematical formulas are not owned by us; our expression, presentation and implementation of them are. Copyright complaints are handled under our DMCA policy.

5. Advertising

The Site is supported by advertising. Ads may be personalised based on your consent choice. Clicking an advertisement takes you to a third-party site; we are not responsible for that site's content or practices. Advertising has no influence on our editorial decisions — see our editorial policy.

6. Third-party links

External links are provided for convenience. We do not endorse, and are not responsible for, third-party sites.

7. Service availability

We aim to keep the Site available continuously but do not guarantee uninterrupted access. Features may be modified, suspended or discontinued at any time, and maintenance or third-party outages may cause downtime without notice.

8. Disclaimer of warranties

The Site is provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy or non-infringement.

9. Limitation of liability

To the maximum extent permitted by law, xyz calculatorz and its contributors shall not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, data or goodwill, arising out of your use of the Site.

10. Indemnity

You agree to indemnify xyz calculatorz against claims arising from your misuse of the Site or breach of these Terms.

11. Changes

We may modify these Terms at any time. Continued use after changes constitutes acceptance.

12. Governing law

These Terms are governed by the laws of the jurisdiction in which the Site owner resides, without regard to conflict-of-law principles.

13. Contact

Reach us via the contact page.