Financial

Free Expense Ratio Impact Calculator

Long-term cost of fund fees on portfolio growth.

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Inputs

$
%
%

Result

Cost of fees over time

$24,504.02

Ending value with fees$76,122.55
Ending value fee-free$100,626.57
Reduction in ending value24.4%

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Short answer

Long-term cost of fund fees on portfolio growth.

What is the Expense Ratio Impact Calculator?

Long-term cost of fund fees on portfolio growth.

How does the Expense Ratio Impact Calculator work?

Enter the inputs above and read the result.

Formula

FV = P×(1 + r − expenseRatio)^y

Variables

  • erAnnual fund expense ratio

Explanation

Even small annual fees compound into large drags on long-term investment growth.

Examples

Applications

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        Common mistakes

          Tips

            Related concepts

            The Expense Ratio Impact Calculator sits inside the Finance Calculators hub, in the investing & retirement cluster. Growing capital and planning for withdrawal. Understanding the terms below makes the output easier to interpret and easier to compare against neighbouring measures.

            compound growthasset allocationwithdrawal rateyielddividend reinvestmentrisk-adjusted return

            Practical use cases and industry applications

            Understanding Expense Ratio Impact

            Long-term cost of fund fees on portfolio growth. Within finance calculators, expense ratio impact belongs to the investing & retirement cluster, where it shares terminology and assumptions with closely related tools.

            Learning how expense ratio impact is calculated

            Even small annual fees compound into large drags on long-term investment growth. Working through the variables one at a time — er — makes the result reproducible by hand and easier to sanity-check.

            Using expense ratio impact to make a decision

            Because outputs depend on the assumptions you enter, run more than one scenario before committing to a figure.

            How expense ratio impact compares with related measures

            compound growth, asset allocation, withdrawal rate, yield all describe adjacent aspects of investing & retirement. Comparing this calculator's output against those measures — using the related tools listed on this page — prevents a single metric from being read in isolation.

            Frequently asked questions

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