Free Future Value Calculator
What a lump sum plus contributions grows to.
- Free Forever
- No Registration Required
- Instant Results
- Downloadable Reports
- Mobile Friendly
Inputs
Result
Future value
$124,379.03
Your result is ready.
Download your free detailed report — inputs, result, formula and explanation included.
Estimates only. Verify with a professional for consequential decisions.
- Always Free
- No Hidden Costs
- No Account Required
- Unlimited Calculations
- Instant Reports
Short answer
What a lump sum plus contributions grows to.
What is the Future Value Calculator?
What a lump sum plus contributions grows to.
How does the Future Value Calculator work?
Enter the inputs above and read the result.
Formula
Variables
rMonthly ratenNumber of months
Explanation
Future value combines compounding on the lump sum with the growing annuity of contributions.
Examples
Applications
Advantages
Limitations
Common mistakes
Tips
Related concepts
The Future Value Calculator sits inside the Finance Calculators hub, in the investing & retirement cluster. Growing capital and planning for withdrawal. Understanding the terms below makes the output easier to interpret and easier to compare against neighbouring measures.
Practical use cases and industry applications
Understanding Future Value
What a lump sum plus contributions grows to. Within finance calculators, future value belongs to the investing & retirement cluster, where it shares terminology and assumptions with closely related tools.
Learning how future value is calculated
Future value combines compounding on the lump sum with the growing annuity of contributions. Working through the variables one at a time — r, n — makes the result reproducible by hand and easier to sanity-check.
Using future value to make a decision
Because outputs depend on the assumptions you enter, run more than one scenario before committing to a figure.
How future value compares with related measures
compound growth, asset allocation, withdrawal rate, yield all describe adjacent aspects of investing & retirement. Comparing this calculator's output against those measures — using the related tools listed on this page — prevents a single metric from being read in isolation.
Frequently asked questions
Related calculators
These tools share entities, formulas or user intent with the future value calculator.
Financial
Free Compound Interest Calculator
Project the future value of savings with compounding and periodic contributions.
Financial
Free Investment Calculator
Project future value of a lump sum plus regular contributions.
Financial
Free NPV (Net Present Value) Calculator
Discounted cash flow value of an investment over 5 years.
Financial
Free Present Value Calculator
What a future sum is worth today.
Financial
Free 401(k) Calculator
Project a 401(k) balance including employer match.
Financial
Free 529 Plan Calculator
Project 529 college savings growth.
Financial
Free Annuity Calculator
Future value of an ordinary annuity.
Financial
Free Annuity Payout Calculator
Periodic payment a lump sum can sustain.
Financial
Free Bond Calculator
Price a bond from face value, coupon, yield, and maturity.